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California Mortgage Application Checklist

Please have the following information available for yourself and co-applicant (if applicable) when completing your California home mortgage loan application:

• Gross Monthly Income from employment
• Other Income (May include alimony, child support or separate maintenance if you wish to disclose that income.)
• Previous address if less than 2 years at current address
• Employer Information - name, mailing address, and phone number
• Property Information including:
  - Complete Address of Property (for purchase or refinance)
  - How many years/months occupied? (for refinance)
  - Occupancy Type: Primary, Rental, or 2nd/Vacation Home
  - Purchase Price of Home
  - Estimated Property Value (for refinance)
  - Mortgage Payment including tax and insurance (for refinance)
  - Amount of Mortgage and Liens
• The loan amount requested

Documents which may be required once you have applied for your California home loan:

• Your tax returns and schedules for the last two years including federal W-2s and 1099 forms that accompanied them.
• Your most current pay stubs within the last 30 days
• Bank and brokerage-account statements for the past three months
• IRA / 401(k) statements for the past three months