Terms & Conditions
Between User & America One Finance (FindMyRate.com)
Please read this agreement ("Agreement") carefully before accessing
or using this web site ("Site"). By accessing or using the Site,
you agree to be bound by this Agreement. America One Finance (FindMyRate.com)
and its suppliers provide the information and services on this Site to
you, the user, conditioned on your acceptance without modification of
the terms, conditions and notices contained herein. Your use of this site
constitutes your agreement to all such terms, conditions and notices.
The information and services offered on this Site are provided with the
understanding that neither America One Finance (FindMyRate.com) nor its
suppliers or users are engaged in rendering legal or other professional
services or advice. Your use of the Site is subject to the additional
disclaimers and caveats that may appear throughout the Site.
America One Finance (FindMyRate.com) and its agents assume no responsibility
for any consequence relating directly or indirectly to any action or inaction
that you take based on the information, services or other material on
this Site. While America One Finance (FindMyRate.com) and its suppliers,
strive to keep the information on this Site accurate, complete and up-to-date,
America One Finance (FindMyRate.com) and its suppliers cannot guarantee,
and will not be responsible for any damage or loss related to, the accuracy,
completeness or timeliness of the information.
PERSONAL AND NONCOMMERCIAL USE LIMITATION: PROHIBITED USES
You may access, download and print materials on this Site for your personal
and non-commercial use. You may not modify, copy, distribute, transmit,
display, perform, reproduce, publish, license, create derivative works
from, frame in another Web page, use on any other web site, transfer or
sell any information, software, lists of users, databases or other lists,
products or services obtained from this Site. The foregoing prohibition
expressly includes, but is not limited to, the practices of "screen
scraping" or "database scraping" to obtain lists of users
or other information. If and when requested by America One Finance (FindMyRate.com)
you agree to provide true, accurate and complete user information and
to refrain from impersonating or falsely representing your affiliation
with any person or entity. Except with the written permission of America
One Finance (FindMyRate.com) you agree to refrain from accessing or attempting
to access password protected, secure or non-public areas of this Site.
Unauthorized individuals attempting to access prohibited areas of this
Site may be subject to prosecution.
PROPRIETARY RIGHTS
All materials on this Site (as well as the organization and layout of
the Site) are owned and copyrighted or licensed by America One Finance
(FindMyRate.com) and, its affiliates or its suppliers. ©Copyright
America One Finance (FindMyRate.com) 2005. All rights reserved. No reproduction,
distribution, or transmission of the copyrighted materials at this Site
is permitted without the written permission of America One Finance (FindMyRate.com)
and, its affiliates or its suppliers. ©Copyright America One Finance
(FindMyRate.com).
NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of this Site, you warrant to America One Finance
(FindMyRate.com) that you will not use this Site for any purpose that
is unlawful or prohibited by these terms, conditions, and notices. If
you violate any of these terms, your permission to use the Site automatically
terminates.
LIABILITY DISCLAIMER
You use this Site at your own risk. If your use of this Site or the materials
therein results in the need for servicing or replacing property, material,
equipment or data, neither America One Finance (FindMyRate.com) nor its
affiliates are responsible for those costs.
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS SITE
MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY
ADDED TO THE INFORMATION HEREIN. America One Finance (FINDMYRATE.COM)
ITS AFFILIATES AND/OR ITS RESPECTIVE SUPPLIERS MAY WITHOUT PRIOR NOTICE
MAKE IMPROVEMENTS AND/OR CHANGES IN THIS SITE INCLUDING BUT NOT LIMITED
TO THE INFORMATION, SERVICES, PRODUCTS OR OTHER MATERIAL AT ANY TIME.
ALL INFORMATION, PRODUCTS, AND SERVICES ARE PROVIDED "AS IS"
WITHOUT WARRANTY OF ANY KIND. IN NO EVENT SHALL America One Finance (FINDMYRATE.COM)
ITS AFFILIATES AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT,
INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY
WAY CONNECTED WITH THE USE OF THIS SITE OR WITH THE DELAY OR INABILITY
TO USE THIS SITE, OR FOR ANY INFORMATION, PRODUCTS, MATERIAL AND/OR SERVICES
OBTAINED THROUGH THIS SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS
SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE,
EVEN IF America One Finance (FINDMYRATE.COM) ITS AFFILIATES OR ANY OF
ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE
SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF
LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION
MAY NOT APPLY TO YOU.
INDEMNIFICATION
You agree to indemnify, defend and hold harmless America One Finance
(FindMyRate.com) its affiliates and suppliers from any liability, loss,
claim and expense (including attorney's reasonable fees) related to your
violation of this Agreement.
LINKS TO THIRD PARTY SITES
Outside Links - While on this web site, you may be led to other web sites
operated by parties other than America One Finance (FindMyRate.com) or
its affiliates. Inclusion of hyperlinks by America One Finance (FindMyRate.com)
to web sites does not imply any endorsement of the material on such web
sites or any association with their operators, and you access and use
such sites, including information, material, products and services therein,
solely at your own risk. We are not responsible for the quality or results
or any product or service provided by these companies. Review their products
and services carefully. Furthermore, because the privacy policy you just
read is applicable only when you are on our Site, once linked to another
web site, you should read that site's privacy policy before disclosing
any personal information. Their own privacy policies may be different
than ours. We are not responsible for the use of the information that
you give these third parties.
CHANGES TO AGREEMENT
America One Finance (FindMyRate.com) may modify this Agreement at any
time, and such modifications shall be effective immediately upon posting
of the modified Agreement. Accordingly, you agree to review the Agreement
periodically, and your continued access or use of this Site shall be deemed
your acceptance of the modified Agreement.
MISCELLANEOUS
This website is applicable to and should only be used by persons 18 years
of age or older located within the United States of America. Access and
use of this website by persons under the age of 18 or from locations other
than the United States is prohibited.
This Agreement and the resolution of any dispute related to this Agreement
or this Site shall be governed by and construed in accordance with the
laws of Pennsylvania without giving effect to any principles of conflicts
of law. Failure by America One Finance (FindMyRate.com) or its affiliates
to insist upon strict enforcement of any provision of this Agreement shall
not be construed as a waiver of any provision or right. You agree that
regardless of any statute or law to the contrary, any claim or cause of
action arising out of or related to use of this Site or this Agreement
must be filed within one (1) year after such claim or cause of action
arose or be forever barred. Any legal action or proceeding between America
One Finance (FindMyRate.com) and/or its affiliates and you related to
this Agreement shall be brought exclusively in federal district court.
America One Finance ™, A America One FinanceCompany™, FindMyRate.com™,
and FindMyRate™ logos, product and service names are trademarks owned
by and licensed to America One Finance (FindMyRate.com) or its affiliates
(the "Marks"). Without the prior written permission of America
One Finance (FindMyRate.com) or its appropriate affiliates, you agree
not to display or use in any manner, the Marks. All other trademarks are
the property of their respective owners.
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